Retired Before Your Time? and Need Supplemental Income

Think about it. I certainly did when I read the following in the Birmingham News this morning:

“Taxes Expected To Rise with National Debt, Aging”

- If you’re grumbling. about the size of your tax bill this year, brace yourself. Many financial advisers predict that tax rates are going to rise to cover the escalating. burden of an aging population and the federal debt. By KATHERINE REYNOLDS LEWIS Newhouse News Service WASHINGTON

This was the headline and the article’s lead-in first paragraph. Obviously, it is an attention getter. Some additional eye-openers in Ms. Lewis’ article include:

“Each American’s share of the federal government’s unfunded obligations amounts to $175,000 - comparable to a home mortgage with no collateral, said Stuart Butler, a vice president at the Heritage Foundation.”

“To cover the gap between expected revenue and the cost of Medicare, Medicaid and Social Security benefits through 2Q50, income tax rates would have to almost double, according to a July 2007 analysis by the Congressional Budget Office.”

“Of course, the government probably would reduce promised benefits and increase payroll taxes rather than solely boosting the income tax. Still, it seems likely many Americans eventually will refer to the current income tax structure as “the good old days.” And who exactly : would pay higher taxes?”

Ms. Lewis later suggested a partial solution…

“Take a long-term approach and save aggressively.” She clarified that by referencing…

“People need to set aside as much as they, can,” said Tom Papanikolaou, chief operating officer of Pension Builders and Consultants in Cleveland.

Yes, taking a long-term approach and saving aggressively makes sense. The issue is that most of us don’t have extra funds to set aside to pay our normal daily expenses, much less, pay a burdening tax bill. Duhhh….

So, now what? To me, the answer is as simple as going to your nearest mirror and looking into it. There you see the answer…it’s YOU. You are the answer to taking a long-term approach and saving aggressively. The mirror shows you the solution each and every day!

Of course, the mirror cannot hand over financial well-being, however, it does show you where to find the solution. The solution is between your ears! It is your skills, your experience(s), your hobbies, your knowledge, your ideas that you possess. All you need to do is to share those possessions with others and your financial concerns will end, ..and a new future will begin.

Take control of YOU!

http://www.MakeMoneyWithWhatYouKnow.com has a free report that you might find useful to begin learning how you can take control.

Frank Kilgore
www.FrankKilgore.com

Are You Going To Turn Your Ideas Into An Income?

I got to thinking about this after having read an article in this past weekend’s Parade Magazine (www.parade.com). The article was titled What I Did With My First Million by Cindy Adams. It dealt with a group of celebrities and what they did with their 1st million dollars. All of them seemed to go out and buy something a little extravagant (except maybe Matt Lauer who was concerned about ‘job security’)**, but within their new means.

** Can you relate with this?  I bet you can.

The article really got me thinking about what I would do with a major jump in my annual income.

Hey, we’re talking a Million $Dollars. That’s 7 figures.     $1,000,000.

In my case, the absolute first major thing that I would do (after taking my wife out on a much deserved, long overdue vacation trip) would be to “pay off most of my credit card debts“. I would do this as most credit card debt (or other revolving debt) is the Biggest Drain on most Everyone’s Pocketbook and daily livelihood.

Getting rid of this money dump is a direct pay increase to you.

Paying off the debt will free up your mind, free up your emotion well-being, and will change your entire perspective of life.    Just think about it for a moment!

If you did not have any income draining debts, how much money would you have to do the things you have always dreamed about?

Would it be $1,000/month?, Maybe $3,000?, or maybe $4,000 per month? (Wow! $4,000 per month— That’s $48,000 per year.)    Wouldn’t it be great to have this kind of additional income coming into your household?

Getting Rid of Credit Card Debt is the first thing most of us should do with new income!

You’re probably saying, “Oh, this sounds great, but how do you get the money to pay off the debts?”
I think the best way is to use your ideas, skills, experiences and knowledge to create a supplemental income.   Yes, that includes YOU!

Go find out for yourself at www.MakeMoneyWithWhatYouKnow.com

and get your free report that outlines why everyone is an expert at something.

Go now and Get Rid of Credit Card Debt!

www.MakeMoneyWithWhatYouKnow.com

To Your Success and Your First $Million!

Frank Kilgore

www.FrankKilgore.com

What Would You Do With a $Million bucks?   Feel free to comment.  The comment link is below.

Or I could call it, “55 and out and you find your own way”.

Back in November 2007, I commented about how inconsiderate employers are regarding baby-boomers and what they do and what prospective employers do.

As a quick history, existing employers boot you out when turning that magical age 55 or just above (for me it was age 56; for a friend of mine it was age 55 plus 1 day (yep! one day after his 55th birthday)).  Apparently, existing employers either don’t know what to do with you and all the talents and experience you possess…or they have ingrained Jack Welch’s management philosophy so much that they have forgotten the real value of dedicated experienced employees.

Similarly, new prospective employers will offer opportunities with blind newspaper ads (I guess these are meant to not let competition know they are vulnerable, or they don’t want to let the cat out of the bag that they are planning to replace someone), or even open ads (clearly states who the prospective employer is and what position they desire to fill) and you responded with your resume, cover letter, and/or phone call.  The issue that I have here is that most prospective employers never get back to you, and you are left in limbo not knowing anything.  (This inconsideration really sucks!)

Regardless of how you got to where you are, understand that you are the key to your future, and that your future can truly begin now.  Recognize that you have ideas, skills, knowledge and experience that someone else needs.  If you take those and put them into appropriate action you can fulfill your dreams and be able to retire to the bank.

Do You Know How To Retire To The Bank? 

Join my weekly newsletter……..

Frank Kilgore

http://www.FrankKilgore.com 

For those folks struggling with internet marketing, but are determined to make it work, then you need to mastermind with Bob Jenkins.

You’ll quickly learn that Bob is the real deal when it comes to internet marketing and coaching. It may be because of his former teaching career…or may be it is because he never gives up; or both.

Regardless, with Bob, you will learn first hand what to do to be successful in internet marketing, and you will learn how fast.
You’ll find Bob’s coaching style cuts to the chase showing you exactly what you need to do. He doesn’t care whether you have a product or not because he believes that you are your own best product.

He walks his teachings by helping his inner circle do what he has done; and more importantly, what he is doing. With Bob, if you just follow his lead, you will find your internet business growing like wildfire.

Some might think Bob Jenkins, “Bob The Teacher“, is superman as a coach and mentor, but he is only human and as normal as you or I. He can only do so much and he can only work with just so many. I stress this ..because Bob’s Inner Circle Coaching and Mentoring program will soon close to additional clients.

Therefore, if you have been struggling, but remain motivated and determined to make your internet marketing business successful, then go sign up with Bob and his Inner Circle. It’s just that simple!

Have You Wanted Your Internet Marketing Business To Grow Like Wildfire?
Bob’s Jenkins’ Inner Circle: http://www.IM-InnerCircle.com

To Your Success!
Frank Kilgore
http://www.FrankKilgore.com

Learn first hand what is necessary to be successful in internet marketing.  Boomers can do it with Bob Jenkins’ Success Workshop.

Bob cuts to the chase throughout his training and shows you exactly what you need to do.  He doesn’t care whether you have a product or not because he believes that you are your best product.  He believes in branding yourself early on if you are in business.  Think about it?  Have you heard of Tony Robbins, or Jay Abraham, or Oprah Winfrey, or Jack Welch, or Mark Joyner?  Of course, they have all branded themselves.

Bob knows this and shares the concept of ‘getting your name’ out so that others can get to know you.  He understands that networking is the lifeblood of marketing and business.  He is a relationship builder from the get-go.

He walks his teachings by helping his clients so what he has done; and more importantly, what he is doing.  If you learn from him, you will find your internet business growing like wildfire.

How would you like to create a new website and have it be ranked in the top 200 of similar websites in less than one week?   Mine did!

Would You Like To Know How To Get High Rankings?

To your success now,

Frank Kilgore

http://www.FrankKilgore.com

I met with Don Seibert yesterday, Friday-Jan 18 and discussed his website, “Retire To Easy Street“, and how he got into internet marketing among other things. To make a long story short, Don put together the website for personal fun and entertainment and with the intent of helping others in the process. He had retired for the 2nd time and decided that what he had learned over his vast service and professional business careers could be beneficial to others. As a result, he put together his website as fun for himself and as a vehicle that would be beneficial to you in securing a supplemental income.

Please know that Don enjoys life to the fullest by being helpful and by just being with others and sharing ideas and life stories. He, like many, enjoy learning new things. With that mindset, Don envisioned that many other retirees were in the “same boat” as he. He could not see being completely out to pasture in retirement. He had to be doing something more with his free time… other than playing golf, cooking outstanding ribs, boating, and enjoying and being with his wonderful family. He wanted a separate personal fulfillment, something he had really not ever done before, something entrepreneurial, something with a challenge.

Eureka! The idea of sharing his experiences and helping other retirees do the same on the internet was the spark for his new “online internet business”. He envisioned that while he was having fun that he could be helpful to many retirees. He knew that many retirees wanted and certainly could benefit from having a supplemental retirement income source that they could control …and one that would provide personal activity and satisfaction.

As a result, Don created,“Retire To Easy Street“ which shows how most any retiree can create a supplemental retirement income source by developing and putting together an online internet presence. One that becomes the vehicle to share their experiences, skills, and hobbies with others.

It is my belief that anyone (whether you are a retiree, a pre-retiree, a baby-boomer, or anyone really) with ideas and a desire to supplement their income can benefit as a result of Don’s work where he has created a way for you to have fun while providing an additional income stream into your household.

Please know that I have every belief that Don would welcome you copying his work as long as you take action. Retiring To Easy Street may just be the ticket you need to start your supplemental income dreams.

Turn those ideas and dreams into a supplemental income stream.

Frank Kilgore

http://www.FrankKilgore.com
http://www.squidoo.com/frank-kilgore

It certainly seems so. Every time you open your internet browser or get an email you find information and details about a new program launch or someone who is ready and willing to help you build and grow your online business.

There are so many internet marketing gurus trying to help you get a business started with their help, it is overwhelming. For most of us it is extremely confusing just trying to decide which one to use.

Do you use?…

1. Nitro Marketing’s “Nitro Blueprint” system, or

2. Armand Morin’s “Internet Marketing Explained” system, or

3. Russell Brunson’s “DotCom Secrets” system, or

4. Tellman Knudson’s “List Building Club“, or

5. Other Internet Marketing Gurus’ systems from
(i.e. Shawn Casey, Joshua Shafran, Marlon Sanders, Mark Joyner, and more)

or maybe some of the newer up-and-coming, but lesser known super stars…
for example:

6. Bob Jenkin’s “Success Workshop“, or

7. Sterling Valentine’s “‘PowerMonth‘ and more”,

8. or ???

The decision is tough because each of these (and many others that I have not mentioned) are first rate. To succeed, all that is required is to follow their guidance and do what they instruct you to do.

FOLLOW and DO = SUCCESS!

OK, I know you want to ask what I would do; right?

If I were asked to make a suggestion based on my personal experience about starting an online business, I would suggest combining one of the programs from the first group (1-5) and include one of the highly interactive programs from the later group (6-7).

This combination would save you time and money to begin with and…the combination would allow you to learn the necessary components of an online business while having a sounding board and peer group to answer questions you have while keeping you motivated and focused.

Which of the above systems/programs, or other, would you suggest to help someone start an online business?

To Your Success,

Frank Kilgore

http://www.frankkilgore.com

They Are The Initial Keys To Business Marketing And Winning

In today’s fast-paced, get-it-now and can’t wait society, we must be ahead and stay ahead of our competition to have a reasonable chance to market our goods and services. It’s analogous to the old saying, “The Early Bird Gets The Worm”.

No matter how good your product or service might be, if you don’t promote your product and let people know about it ….well, the only thing you have is a great product or service doing nothing for no one. And of course you know who the real loser is in a scenario like this.

So, if you know who your market is and where it is located you must let your market know “who you are”, “what you provide”, and “what you can do for them”. Your business, or any business, the number one function of your business is marketing, marketing, and marketing.

If marketing has to be the number one function of your business, then…

How do you get out in the middle of your crowd so that they run all over you?

Please leave your answer.

To Your Success,

Frank Kilgore

Have You Taken Time To Set Your Goals And Plans for the New Year?

I would hope that you have, but if you haven’t, this first week is a good time to take care of that important need.

First thing- Get Rid Of Clutter!
(Anything piled up or just sitting around that is in your line of sight is one of the most distracting energy drains you can have).  Get rid of the crap now! …as if your life depended on it.

With your work area and living area and more importantly “your mind cleared” of clutter you can now proceed to your second critical need…

Second thing- Set Your Goals!

One good way to do this is to reflect back on 2007 and list out the goods, and the not so goods for the year.  From that, based on whatever your lifelong goal happens to be, (you do have a lifelong goal don’t you?) write out a listing of your 2008 goals.  Ensure that they are realistic (can be accomplished in 12 months), but challenging.

Now, that you have your list of realistic, but challenging goals, prioritize them from highest to those of lesser importance (you know, the ones you would like to accomplish, but are not critical to your lifelong goal or vision).

Having prioritized your list, pick your #1 Must Accomplish Goal as related to your lifelong goal or vision.  That it!  Your goal-setting is complete.

  Should you have any other goals, add only two (2) additional goals max. (i.e. 3 goals is the absolutely max. for anyone who really expects to succeed.) [If you have issues with 3 max. then delegate those other goals and let someone else accomplish them for you…or just forget about them until and only after you have completed your Must Accomplish Goal(s).]

Third thing- Backward Plan Your Action Steps Into A Workable Plan!  In other words, develop your milestones that will allow you to stepwise reach and accomplish your goal.  One of the easiest ways to do this is to start with your goal(s) and work backwards.  Determine what would be the next to last step you need to accomplish to achieve the next step, and continue to do this again and again until you reach now.

Once you have done this…. you have your plan.

Last thing- Take Action On Your Plan!

            Do it! and Do it! and continue to Do It! ..until you have done it.

Not quite there?  Check out these resources.

Simpleology

Jay Abraham

Retire To Easy Street

Think TQ 

Incidentally, What is your biggest personal or business goal for 2008?

To Your Success,

Frank Kilgore

It has been a while since I last posted.I have been enjoying the holidays with my family. Our daughter returned from Buenos Aires, Argentina and our son arrived from San Diego, Ca. The time together has been great, but way too short.

For those of you reading this post, I hope you have enjoyed and are continuing to enjoy the holidays and the spirit of this
time of year. As you probably know, this time of year is also a great time for reflections and for expectations and an opportunity to combine those to set our sights on the coming year…and future!

With that know that I have some very special things in store for my guests in the coming days at www.retiredbeforeyourtime.com.

Enjoy the rest of the holidays and I’ll see you soon with some outstanding ways to supplement your income.

Frank Kilgore